In most cases, accounts that contain adverse information may remain on your credit report for up to seven years from the date of first delinquency on the account. If accounts do not contain adverse information, TransUnion normally reports the information for up to 10 years from the last activity on the account.
In terms of background reports: Typically, TransUnion will generate reports containing records dating back as far as seven years, although this varies by state, and we recommend looking up your specific state's regulations for how far back the Criminal Background check searches.
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